Calculators / Goals
Vacation goal
Defaults come from the India rule pack india-2026-27.v1. Change any of them.
₹
₹3 L
₹
₹0
₹
₹0
Assumptions
%
%
Monthly SIP needed
₹13,609
- Future cost
- ₹3,43,470
- Covered by existing savings
- ₹1,092
- Shortfall
- ₹3,42,378
Year by year
| Year | Target | Value |
|---|---|---|
| 1 | ₹3.21 L | ₹1,045 |
| 2 | ₹3.43 L | ₹1,092 |
How this is calculated
Today's cost is inflated to the target date, existing savings and SIPs are grown at the expected return, and the monthly SIP closes the remaining gap.
Educational estimate. Returns are not guaranteed; taxes and charges are not included unless stated. · india-2026-27.v1
What this means for you
Where the figures come from
Tax slabs, scheme rates and planning assumptions are kept in a dated rule pack with a source for each figure.
Where the rules come from
- Planning assumptions: My Money & Me editorial assumptions (checked 2026-10-26)Inflation, return, life-expectancy and withdrawal assumptions are planning defaults shown on every result; members can change them in each calculator.